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Things to Consider Before Getting Started

At the heart of our mission is unwavering transparency for our valued investors. We recognize the significance of your hard-earned capital and are committed to treating it with the utmost respect. We firmly believe in empowering you, the investor, with the knowledge and tools to actively monitor your mortgage investments, even within a managed investment fund.

Before embarking on your mortgage investing journey, particularly in the case of offerings like mortgage investment corporations (MICs), it’s crucial to note that shares must be acquired through an exempt market dealer (EMD), with the guidance of an exempt market dealer registered and approved by the Ontario Securities Commission (OSC) in Ontario.

An exempt market dealer (EMD) will determine whether you are a qualified candidate based on, but not limited to, your financial net worth, financial assets, income, or minimum investment. It will then be determined whether the investment is actually suitable for you.

  1. You should understand the nature of the investment, its potential, and also its inherent risks.
  2. You should be aware of any possible or potential conflicts of interest and relationship disclosures.
  3. You should be given the opportunity to ask plenty of questions before and after reviewing the Offering Memorandum, (OM), and other literature.
  4. You should be assisted by a primary contact at the firm’s head office in the event that you have any questions or concerns.
  5. You should be receiving concise and easy-to-understand statements along with your dividend check.
  6. You should be entitled to annual audited financial statements by a reputable CA firm.
  7. You should be receiving ongoing data on investments in your investment portfolio.

How Mortgage Investing Works

How Can I Invest?

There are a number of ways that you can invest in New Haven Mortgage Income Fund (1) Inc. Contributions can be made with cash investments. Investors looking to invest with New Haven Mortgage Income Fund (1) Inc. can also qualify under the following plans:

  • Registered Retirement Savings Plan (RRSP)
  • Registered Retirement Income Fund (RRIF)
  • Registered Education Savings Plan (RESP)
  • Tax-Free Savings Account (TFSA)

Registered Accounts can be held through Community Trust Company or Olympia Trust Company.

How Do I Purchase Shares?

Integrated Equities Inc. serves as the exempt market dealer for New Haven Mortgage Income Fund (1) Inc. A dedicated representative will guide you to streamline your investment journey, assisting you in establishing an Investor Account and completing the subscription agreement for New Haven Mortgage Income Fund (1) Inc. Once your funds are received, they are seamlessly exchanged into company shares. Each investor is entitled to one (1) preferred share for every one (1) dollar invested, granting the investor a proportional stake in the mortgage income earned by the fund.

When investing with RRSP, the investor instructs their trustee (usually a bank or trust company) to deposit funds on their behalf into the fund. The trustee receives the preferred share certificate and holds the certificate “In Trust” on behalf of the shareholder (i.e. for a typical $150,000 investment, the investor would receive preferred shares with a par value of $150,000.)

Rest assured, Integrated Equities Inc. handles all communication with the Trust Companies for registered accounts to ensure the smooth funding of your investment.

How Do I Purchase Shares?

What is the Investment Term?

Our primary emphasis revolves around long-term mortgage investing, catering to the needs of our valued investors. We strongly advocate for a minimum 5-year investment plan to safeguard and enhance your dividend returns.

For specific details regarding redemption rights, please refer to our comprehensive Offering Memorandum.

Benefits of our Dividend Re-Investment Plan

What are the Benefits of our Dividend Re-Investment Plan (DRIP)?

At New Haven Mortgage Income Fund (1) Inc., we provide a dividend reinvestment plan (DRIP) to empower our investors with the advantage of compounding their returns on a monthly basis through mortgage investments.

Our example below vividly demonstrates the substantial benefits of reinvesting dividends in New Haven Mortgage Income Fund (1) Inc. With this DRIP feature, investors can maximize their earnings by over 30% without increasing their initial investment principal.


No Dividend Re-Investment Plan:

Dividend Re-Investment Plan:

Principal Investment:



Annual Rate of Return:



Term of Investment

10 years

10 years

Investment Value at the end of the Term:



Additional Increase in Principal with DRIP:




Investor Portal

You will be provided with login information to our Investor Portal to give you access to the following:

  • Up-to-date Offering Memorandum
  • Up-to-date Mortgage Portfolio
  • Audited Financial Statements
  • Annual Investor Reports
  • Investor Correspondence

Outside of the investor portal, we will email you a monthly distribution statement and newsletter showing the return. Investors will also receive a trade confirmation, if applicable.

Click here to view our Monthly Distribution Newsletter.


Brokerage License No.: 10588
Administrator’s License No.: 11284